Ermas è una piattaforma completamente integrata che supporta il Balance Sheet Risk Management, la Regulatory & IFRS Compliance, il Performance Management & Control, la Credit Risk Analysis e il Credit Decision Management. È utilizzato da oltre 200 clienti in più di 20 paesi per supportare le decisioni critiche e soddisfare i requisiti normativi locali e internazionali.
ACTIVE BALANCE SHEET MANAGEMENT
‣ Static and Dynamic ALM
‣ Liquidity Risk & Fund Planning
‣ Capital Planning and Optimization
‣ Integrated Balance Sheet Simulation
‣ Market Risk Analysis
CREDIT PORTFOLIO MANAGEMENT
‣ Credit Origination
‣ Rating Calculation
‣ Rating Attribution
‣ Early Warnings
‣ Credit Pricing
‣ Credit Strategy
PILLAR I AND LIQUIDITY STANDARDS
‣ Regulatory Liquidity Analysis
‣ Regulatory Capital Analysis
RISK DATA GOVERNANCE
‣ Analytical Database
‣ Data Quality and Integrity
‣ Data Transformation and Cleansing
PERFORMANCE MANAGEMENT
‣ Fund Transfer Pricing
‣ Margin Attribution
‣ ALM Profitability Analysis
‣ Cost Allocation
‣ RAPM Analysis
ACCOUNTING STANDARDS
‣ IFRS 9 Loss Provisioning
‣ IFRS 9 Hedge Accounting
‣ IFRS 9 Amortized Cost
‣ IFRS 13 Fair Value
PILLAR II & STRESS TESTING
‣ Integrated Stress Testing
‣ Reverse Stress Testing
‣ Economic Capital Analysis
‣ Concentration Risk Analysis
RISK DATA REPORTING
‣ Data Pivoting
‣ Dashboard
‣ COREP
‣ Other Regulatory Reporting
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