PFTPro® is a flexible, modular platform consisting of analytical engines, business logic and front end modules which may be freely combined to deliver specific functionalities, and which together guarantee complete coverage of advisory processes and workflows. This approach permits the construction of wealth management solutions which are bespoke, distinctive, innovative, fully governable, and able to reconcile commercial objectives with regulatory constraints while improving service quality.
The suite implements a three layer, pure Java (J2EE), service oriented architecture (SOA), with a wide range of tightly integrated but independent modules falling into one of the analytical, business logic or user experience layers.
The analytical layer contains high performance calculation engines. Examples of services provided by this layer include calculations of risk, suitability, returns, performance, asset allocation, wealth projection, commercial potential and product picking. They are fed by market data and analytics which may be provided by Prometeia (please see data analysis service)
The business logic layer adds business data and process logic. Modules from this layer take the form of web services, however unlike the analytical layer they are not stateless. Examples of modules include position keeping, profiling, investment proposal generation, alerting, monitoring, multi-goal planning, campaign management and reporting. The business data required by this layer may be loaded into a dedicated data warehouse via scheduled batch processes, retrieved as needed from the bank’s systems via web service calls or a combination of the two
The user experience layer provides the font end for all the underlying processes. Visualization elements may be put together in combinations appropriate for various service models, from Mass to HNWI, various audiences, from managers through advisors to end-clients, and for various devices, such as desktop browsers, tablets and smartphones
Each module is built to seamlessly integrate established client practices including service models, suitability algorithms, commercial strategies, etc.